advice

Credit repair after foreclosure

As you all know that foreclosure is capable of causing some serious damage to your credit, it is not impossible to repair your spoiled credit because of foreclosure. All you need is a peace of mind along with wise planning and decision-making. One must ensure that he or she is planning their budget properly [...]

Fair debt collection

The Fair Debt Collection Practices Act or FDCPA requires that collectors and creditors treat debtors fairly and prohibits certain unethical methods to collect bad debt. Furthermore, the Fair Debt Collection Practices Act (FDCPA) gives the debtor the option of writing a letter to the collection agency telling them to cease all communication.
Debts are an [...]

CAN SELLING YOUR HOME STOP FORECLOSURE

Now a days, numerous home owners have to face foreclosure due to various unfortunate happenings like loss in business, losing job, marital problems, accident and so on.
Due to such problems, house owners fail to make their home loan payments leading their encounter with distressing foreclosure. These problems are complicated further by higher interest rate charged [...]