Credit card

Prepaid credit cards – the advantages

There are many advantages to using prepaid cards, so here’s the top five.
 

No credit checks – This is because there is no lending involved so your credit history is irrelevant. The issuer will, however, do an identity check.
You can’t overspend – Your card will be refused if you go over the amount you have loaded [...]

Prepaid credit cards – how they work

Prepaid cards are not a new idea – we’ve probably all bought gift vouchers or used mobile phone top up cards – but they are a new slant on the concept. The cards look like every other debit or credit card but the real difference is that you can only spend what’s already loaded onto [...]

Student Credit Cards

While living away from home, students sometimes need to have a credit card. Parents should discuss this issue with their college going children so as to help them choose the most appropriate credit card as per their need. It’s often considered risky to handover the credit cards to teenagers as it may result into a [...]